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This is the cheapest way if you repay within the interest-free or low-interest period.
View Profile Barbara Friedberg, MBA, MS is a former investment portfolio manager with decades of financial experience. When choosing a credit counselor, there are numerous features to consider.
If you're in the market for debt consolidation, you may also want to look into debt management as well.
Debt management includes learning how to pay off existing debt and stay out of debt in the future.
Credit counseling is the most common form of debt counseling.
Most credit counseling plans are designed to teach consumers basic principles of debt reduction and how to avoid future debt and credit problems.
Search for consolidation service credit card consolidating debt:
If you’ve got lots of different debts and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.